King James Lending | Hard Money Loans Local Investors | Quick Close, Best Fees
Hard Money Lenders
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(281) 909-7487
2515B E NASA Pkwy Suite 200, Seabrook, TX 77586, USA
Opening Hours:Monday: Open 24 hoursTuesday: Open 24 hoursWednesday: Open 24 hoursThursday: Open 24 hoursFriday: Open 24 hoursSaturday: Open 24 hoursSunday: Open 24 hours
Area Served:Within 4 miles (6.4km) of 2515B E NASA Pkwy Suite 200, Seabrook, TX 77586, USAGet more exposure
Private money loans are typically reserved for real estate investors who need quick access to funds to capitalize on an opportunity. While traditional lenders offer alternatives to hard money loans, the loan term is quite different.
A mortgage for an owner-occupied home might have a loan term of 30 years or more. However, an REI’s timeline is much shorter and carries higher risk. As such, the loan terms account for that with a higher down payment or a higher interest rate. Generally, these are not long-term loans, so there’s no need for it to last several decades.
Unlike a bank or family member, private lenders can offer more flexible loan solutions so that you don’t have to rely on a great credit score or credit history. While both might use a loan-to-value (LTV) ratio, the end result is vastly different. This flexibility is why so many REIs like working with a private lender in their community.
With private real estate loans, you can take advantage of more opportunities, cover closing costs, and build out your portfolio. To learn more about how to make a hard money loan work for you, contact the team at King James Lending for a quick consultation!
Google Rating: 5.0 out of 5 stars (146 total ratings)
STEPHEN MENDIOLA5 StarKing James Lending is one of the most efficient companies we have ever had the pleasure of borrowing from. They are by far the best hard money lender in the area, and we will definitely be repeat customers. They help you in many more ways than just lending money as well. The team of investors, loan officers, and vendors, are all you need to learn how to invest in real estate. Drop by and see for yourself, Monday mornings at 10 a.m. it's a great mastermind group to attend..... 💯Thursday 2nd February 2023
tyron mcdaniel5 StarWorking with King James Lending by far has been one of the best lending experiences I have had. James & Maggie have built a great team of real estate pro's who can help you grow your business whether you need a hard money loan, private lender and most importantly in todays environment, a quick closing. Call them now for your next deal!Friday 10th February 2023
Joshua Ashford5 StarI recently worked with king James lending to secure financing for a real estate investment project, and I have to say that I was thoroughly impressed with their service. From start to finish, they were responsive, knowledgeable, and professional. They took the time to explain the terms of the loan and answer all my questions, making sure that I had a clear understanding of the process.
What really stood out to me was how fast they were able to close the loan. I needed the funds quickly, and they delivered, closing the deal in a matter of days. This was crucial for my project, and I can't thank them enough for their efficiency.
Overall, I highly recommend King James Lending to anyone in need of financing for their real estate investment. They provided excellent service and made the entire process as smooth as possible. Thank you so much!Friday 31st March 2023
Daniel Stevens5 StarI want to thank James and his whole team for being the best hard money lender we have ever worked with for all of our properties. It’s hard to find a private money lender that can close within a couple of days if needed. King James Lending has went above and beyond teaching the skills needed to flip houses, Real Estate investing, and transactional funding. His whole team of real estate professionals has made it easy for investors like us to leverage our money to buy multiple houses to flip in Houston and Galveston.
Thanks again and definitely recommend.Wednesday 21st December 2022
Mason Pilkinton5 StarJames and his team are amazing people. They are very nice friendly and I know that he will always put his best foot forward whenever I ask for terms on a project. He’s an amazing lender and a man that only wants the best for others!
I could not put enough emphasis on how easy and smooth everything went! They have my business and more then that my friendship everyday of the week! Best Hard Money Lender in Houston.Sunday 19th March 2023